wtf ?

http://photoshopcontest.com/view-entry/124715/gray-scales.html

Had a hummer, now I'm driving a BMW.

It's really sad how you can afford to drive a nice car and pay for gas but cant afford food or any other things. Just till few weeks ago I had no money to even buy food, I had to go down to the homeless shelter to get some and take a shower. I am a manager at a Nike Store and I do get pay a lot, But everything goes to the credit card. I'm almost 7k in debt but I been paying it off ( was at 25k ) if I continued to just pay the minimum it would've taken me 7 years to pay it off. The 25k debt came from just college and car payments.

anyways... Thanks for the support and all yer kind words. I'll be back with a bang!

i dont eat, i dont buy anything, i just have internet left...i could go in depression without it.I understand how u feel.

dont forget to say a word too for me when i leave

so u manage things? not me...never... sooo/// ur what...20? i had monstrous debts myself...now im just at...0 ///well but as many know maybe overhere, i live with my mum and she has debts; and that stinks really bad.... fuck that shit///and illness problems mon wow....not really ggood days either overhere mate.talk u later Oscar

I don't get it.

he got it...

Hey! Maybe you need to learn how to manage your life?

I know that a lot of people consider cars very important in their lives.
Hummer, BMW, car payments... this is only shit!
I don't see anything sad... you just can't afford to drive a nice car.

On all these threads you people just pour out the compassion and care it's amazing. Some of you do seem to care about others but I sit back on each of these threads and my jaw drops literally .

And then I wonder is it the age of the people here?
Is it the type of artistic mentality that loves to hate on somebody?
what is the reason?

Oscar is only 20 years old. Not that many people his age have jobs, nice cars, and take the responsibility to go to school and you guys are giving him shit? I'd would honestly take a stock on myself and just look at how some of you are coming off.

and I really hope you guys are just kidding him

I tried to find... I don't see any "giving him shit" stuff on this thread. Maybe my advice sounds too direct. Good advice can be helpful, can make a person thinking about a problem more seriously. Sure 20 years old is young, good time to take some responsibilities... also becoming responsible to manage money.

My first thought was in line with Claf's. Why drive a hummer or bmw and complain about being poor.

BUT then I noticed something about Oscar's post. I looks to me like he's paying his debt down at an accelerated pace. This is a good thing in the long run.

So he's set his priorities. Have the nice car and no Internet versus an "economy" car and a broadband connection. There's probably no right or wrong choice here as the decision would be based on personal goals and interests. Maybe his main use for the Internet connection was for PSC. If so then losing that bill to pay another off faster would seem to be a decent choice.

I'm just hoping that we see Oscar back here in a few months when he's got that $7K totally paid off.

ur so f°°°°°°° wise Toff OMG:)

Yes!

Maybe here where I live we think generally in a different way BUT having some food in my fridge is a priority. My first goals are to eat well, sleep well & stay healthy.

Yes!

I'm going to need someone to make sense of that statement for me. It sure sounds like your priorities are insanely out of whack . I'm wondering if you see anything odd about driving to a homeless shelter in a Hummer and asking for food?

The environment on this site is, "be suppostive at all costs".
That's not being helpful.

Get rid or the luxury car now. Sure, it's a status symbol but you still live with your mom so those cancel each other out.

Buy a Hyundai.
Invest the $400 per month that you save on luxury car payments, gas and insurance.
That's $4800 per year (and you haven't really lost anything).
If your investment pulls in a conservative 7% interest per year, you'll have over $1.5 million by retirement age.
That's just from driving a cheaper car!

Or, if you can't think long term, take the $4800 and go to Asia or Europe or anywhere abroad for a few months. This is something you have to do in your 20s.

ANYTHING but a luxury car.